Payment Schemes and Modes

At The Dental Studio, we believe that quality dental care should be accessible, painless, and stress-free. That’s why we offer a wide range of payment options to make your visits more affordable. Whether you’re looking for a CHAS dental clinic, need to tap on MediSave claimable treatments, or want to use your Child Development Account (CDA), we’ve got you covered.

From wisdom tooth extractions to dental implants and braces for kids, our team of specialist dentists is here to provide safe, effective treatment tailored to your needs. We also accept private health insurance, international expatriate plans, and flexible payment modes such as PayNow, DBS PayLah!, Atome, and more.

Book an appointment today with our experienced team and enjoy trusted, affordable dental care that puts your smile first.

1. MediSave

At The Dental Studio, we support MediSave claims for eligible dental procedures and will assist you throughout the process to ensure a smooth experience.

To process your MediSave claim, please provide the following:

  • A photocopy of both sides of the NRIC (patient and/or MediSave account holder)
  • Accurate details of your insurance plan, if applicable
  • A completed MediSave Authorisation Form for Day Surgery, signed by both the patient and/or MediSave account holder

Examples of MediSave-claimable dental procedures include:

  • Wisdom tooth extraction (surgical)
  • Dental implants
  • Bone regenerative surgery

Key notes on MediSave usage:

  • You may use your own MediSave or that of an immediate family member
  • Full payment is required upfront. Upon claim approval, reimbursement will be made via cheque within 4 weeks
  • The claimable amount is subject to MediSave withdrawal limits set by MOH
    Learn more about Medisave usage limits for dental services here.

For further information on MediSave and withdrawal limits, please refer to MOH guidelines. Our team is ready to assist with any questions you may have regarding your claim.

2. Insurance Coverage

At The Dental Studio, we understand the importance of making dental care accessible and seamless. We accept a range of insurance plans to help support your treatment costs.

1. Employment Health Benefits
If you’re covered under your company’s group medical or dental insurance, your HR department can assist you with the details of your coverage.

2. Private Health Insurance
For personal health insurance policies, please reach out to your insurance agent to confirm if your dental treatment is claimable. We’ll be happy to provide supporting documents if needed.

3. International Insurance
If you’re an expatriate with a global insurance plan, contact your insurer for coverage details. Where applicable, we can arrange direct billing with a valid Letter of Guarantee (LOG).

Need help navigating your insurance options? Our clinic staff are here to assist.

3. Community Health Assist Scheme (CHAS)

CHAS provides subsidies for a wide range of dental treatments at The Dental Studio. The subsidy amount depends on your CHAS card type and the treatment you need.

The Dental Studio is a CHAS-accredited dental clinic in Singapore, providing eligible patients with CHAS subsidies for a range of dental treatments and procedures. Patients holding a CHAS Blue, CHAS Orange, Pioneer Generation (PG), or Merdeka Generation (MG) card may receive government subsidies for selected dental services, helping to make dental care more affordable.​

The amount of subsidy available depends on your CHAS card type and the dental treatment received. Subsidies may apply to services such as:

  • Dental consultations
  • Scaling and polishing
  • Tooth fillings
  • Extractions
  • Dentures
  • Crowns
  • Root canal treatments
  • X-rays

From 1 October 2025, CHAS dental subsidies for crowns, root canal treatment and dentures as follows:

Crowns

Permanent crowns are eligible for CHAS subsidies at The Dental Studio. Eligible cardholders may receive the following subsidy for each permanent crown, subject to a limit of four permanent crowns per calendar year.

CHAS card type Subsidy per permanent crown
Pioneer Generation Up to $625
Merdeka Generation Up to $620
CHAS Blue Up to $615
CHAS Orange Up to $410
Claim limit: Up to four permanent crowns per calendar year.

Flexi-MediSave

Eligible patients aged 60 and above may use up to $400 per patient per calendar year under Flexi-MediSave for permanent crowns and root canal treatments, subject to the remaining annual withdrawal limit, available MediSave balance and individual eligibility.

Where applicable, CHAS subsidies and Flexi-MediSave may be used together to reduce the remaining treatment cost.

Root Canal Treatment

Root canal treatment subsidies depend on whether treatment is performed on an anterior tooth, premolar or molar. Eligible patients may claim up to two root canal treatments per calendar year, shared across all root canal treatment types.

CHAS card type Anterior tooth Premolar Molar
Pioneer Generation Up to $336 Up to $472.50 Up to $594.50
Merdeka Generation Up to $331 Up to $467.50 Up to $589.50
CHAS Blue Up to $326 Up to $462.50 Up to $584.50
CHAS Orange Up to $217.50 Up to $308.50 Up to $389.50
Claim limit: Up to two root canal treatments per calendar year, shared across anterior, premolar and molar treatments.

Flexi-MediSave

Eligible patients aged 60 and above may use up to $400 per patient per calendar year under Flexi-MediSave for permanent crowns and root canal treatments, subject to the remaining annual withdrawal limit, available MediSave balance and individual eligibility.

Where applicable, CHAS subsidies and Flexi-MediSave may be used together to reduce the remaining treatment cost.

Dentures

CHAS subsidies are available for complete dentures, partial dentures and selected denture repairs. The subsidy amount depends on the denture type and the patient's CHAS card.

CHAS card type Reline or repair Partial, simple Partial, complex Complete denture
Pioneer Generation Up to $85 Up to $314 Up to $395.50 Up to $418.50
Merdeka Generation Up to $80 Up to $309 Up to $390.50 Up to $413.50
CHAS Blue Up to $75 Up to $304 Up to $385.50 Up to $408.50
CHAS Orange Up to $50 Up to $202.50 Up to $257 Up to $272.50
Claim limits:
  • Denture reline or repair: Up to one upper and one lower treatment per calendar year.
  • Partial dentures: Up to one upper and one lower denture per three calendar years, shared across all partial-denture types.
  • Complete dentures: Up to one upper and one lower denture per three calendar years.
CHAS subsidy amounts shown are maximum subsidy limits effective from 1 October 2025. The final amount payable depends on the clinic's treatment fee, treatment classification, claim limits and the patient's eligibility. Our clinic team will explain the applicable subsidies and estimated out-of-pocket amount before treatment begins.

To enjoy CHAS dental subsidies, please bring your NRIC and CHAS, PG, or MG card when visiting our clinic.

For more information, please refer to CHAS Website

4. Child Development Account (CDA)

The Dental Studio is a Baby Bonus Approved Institution, and we welcome payments via the Child Development Account (CDA) at all our clinic locations.

To use CDA for your child’s dental treatment, simply present:

  • Your child’s NRIC
  • The Baby Bonus NETS Card during payment

CDA funds can be used for a wide range of dental services, including:

  • Chairside orientation
  • Dental examinations
  • Scaling and polishing
  • Fissure sealants
  • Orthodontic treatments (e.g. braces)

For more details on CDA eligibility and usage, please visit www.babybonus.msf.gov.sg.

5. Other Modes of Payment

To make your visit as convenient as possible, The Dental Studio offers a variety of payment options across our locations:

  • Atome: Enjoy interest-free instalment payments
  • PayNow / DBS PayLah!: Fast and fuss-free cashless payment
  • CDC Vouchers: Accepted at our Potong Pasir clinic

If you have any questions about payment methods, our front desk team will be happy to assist you during your visit.

6. Insurance Panels

Singapore Insurers

  • Adept
  • Advantage
  • Alliance
  • IHP
  • iXchange
  • MHC

International Insurers

  • Allianz
  • Cigna
  • Geoblue
  • Henner
  • Innova Care
  • International SOS
  • MSH China
  • United Healthcare

Others

  • CHAS
  • Equidius
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